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Refinance Premium Rate Calculator

Start by entering the new loan amount below.  
Enter New Loan Amount *
Basic Premium
Rate calculations are based on information obtained from the Texas Department of Insurance.
Rates are reflective of the new May 1, 2013 rates and are subject to change each year.
Standard Endorsements (Includes Tax Deletion and EPA Endorsement)
T-19: Restrictions, Encroachments and Minerals Endorsement (5%)
T-17: Planned Unit Development Endorsement $25
T-33: Variable Rate Endorsement $20
T-39: Balloon Mortgage Endorsement $25
T-42 & T42.1: Home Equity Endorsements 25% of Basic
Total Premium
Enter Payoff Amount *
Do not enter any currency symbols or commas
Basic Premium
Renewal & Extension Credits R-8  
Up to 2 years - 40% R-8 (a)
2-3 years - 35% R-8 (b)
3-4 years - 30% R-8 (c)
4-5 years - 25% R-8 (d)
5-6 years - 20% R-8 (e)
6-7 years - 15% R-8 (f)
Enter date old loan was established to determine R-8 credit*
Total New Premium with Endorsements and Credits
This information is only an estimate and from the information to our understanding of the entered transaction, Calculations are insurance rates and information received from third parties. Capital Title of Texas, LLC. cannot guarantee the accuracy of all of the figures, we believe that this estimate reasonably reflects the charges that will be incurred. This quote represents premium for Owners' and Loan Policies only; it does not include any fees for endorsements not listed and/or coverages which may be required by you or your counsel. These can be obtained on a case-by-case basis, should you desire them. This quote does not include any fees for recordation of documents. In addition, should the facts or the rates change or as additional information becomes available, this quote is subject to revision.