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November 3, 2025Capital Title’s Chris Baca Speaks for TLTA Title Tips: Spousal Property After Death: Separate vs. Community in Texas
–November 1st, 2025–
Capital Title’s Chris Baca, Client Services Counsel, provided TLTA with his own Title Tip — TLTA’s monthly video series offering quick, complimentary education from title professionals across Texas. Chris breaks down a key question that often arises when a spouse has passed away: Who actually owns the home?
In this short, practical Title Tip, Chris walks through the essential factors to consider when determining ownership and preparing a clean file, including:
• A simple framework to verify ownership before you open or clear a file
• The three dates that drive your analysis — purchase, marriage, and death
• How to distinguish separate property from community property
• Why the “surviving spouse gets it all” assumption can cause problems
• How Texas intestacy rules come into play when there are children from outside the marriage
Capital Title of Texas, LLC.
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